Households

Your own money and shared money, side by side

Many couples share some of their money and keep some to themselves. In Linkly the shared part goes in a Household with your partner, and you each keep your own Personal next to it.

A Household with your partner

Make a Household and invite your partner by email. It holds what you share: the joint account, the rent, the energy, the groceries. It is a Household before your partner joins and stays one after they leave.

  • A joint account belongs to the Household, not to one of you
  • You both see the same lists and totals
  • When someone leaves, their own mailbox and bank account stop feeding it
The switcher in Linkly: Sanne's administration, Huishouden De Vries shared with Daan, and Atelier Zeewind, each with a tick and its kind.The switcher in Linkly: Sanne's administration, Huishouden De Vries shared with Daan, and Atelier Zeewind, each with a tick and its kind.

You each keep your own

Your Personal stays yours. Your partner is a member of the Household, not of your Personal, so they never see it, and you never see theirs.

  • No share settings: where an item is decides who sees it
  • Each row says which administration it is in
  • A joint account counts whole in your balance, marked as joint
Transactions by day, each with a mark for its administration: Sanne or Huishouden.Transactions by day, each with a mark for its administration: Sanne or Huishouden.

Your own mail and bank feed both

Your mailbox and your own bank account can feed your Personal and your Household. Linkly reads each email and payment once and puts it where it belongs. A receipt for a payment on the joint account goes to the Household with its payment.

  • You choose what each mailbox and account feeds
  • When nothing says where it belongs, it stays in your Personal and Linkly asks you
  • Your answer holds for that counterparty
The To check list with a question about which administration a payment to Gamma is in, with a button per administration.The To check list with a question about which administration a payment to Gamma is in, with a button per administration.

Together or one at a time

Tick what you want to see. Home, Money, Recurring, Counterparties and Insights all follow, and search goes through everything you show.

  • Your choice is saved on your account, so computer and phone agree
  • Each account counts once, however many administrations it feeds
Search for Coolblue across three administrations, with a mark on each result.Search for Coolblue across three administrations, with a mark on each result.

Something in the wrong place?

Move it from the row's menu. The whole item goes, with its receipt, emails and files, and Undo puts it back exactly. Linkly remembers it for that counterparty.

  • Only to administrations you are a full member of
  • Old links keep working
A transaction's menu in Linkly with Move to Huishouden De Vries and Move to Atelier Zeewind.A transaction's menu in Linkly with Move to Huishouden De Vries and Move to Atelier Zeewind.

In Nibud's study of Dutch couples, 78% had a joint account: 40% only a joint one, 38% a joint one next to their own. Linkly fits both, and couples with only their own accounts too.

Source: Nibud, Geld en relatie 2019 (n=770, measured June 2018).

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